Family out shopping and have fun.

Compare Checking Accounts

Find the checking account that fits your personal money management style

The choice is yours. Keep things simple. Choose to earn interest, or even more interest. Or go for the account designed for a particular phase of life. Whichever checking account you choose, take advantage of all of these:
  • FREE eStatements with online check images
  • A FREE Thank You Gift**
  • Buy back of your unused checks and old debit cards from another financial institution***

Simply Free Checking

Simple. Free. It's the checking account that provides what you need without hassle and fees.

  • $50 minimum opening deposit
  • No per-check charge
  • No minimum balance
  • No monthly fee
  • Free return of check images upon request

Direct Interest Checking

Put your money to work for you in this interest-bearing checking account. And do it all without fees.

  • $50 minimum opening deposit
  • Earns dividends at a competitive interest rate
  • No per-check charge
  • No minimum balance
  • No monthly fee

50 Advantage Interest Checking

Customers 50 years of age and better can open this checking account and start earning interest from the start – all without fees or balance requirements.

  • $50 minimum opening deposit
  • Earns dividends at a competitive interest rate
  • No per-check charge
  • No minimum balance
  • No monthly fee

Premier Interest Checking

Take the idea of an interest-bearing checking account to the next level. This is ideal if you maintain a balance of at least $1,500.

  • $50 minimum opening deposit
  • Higher interest rate with a balance of $1,500 or more; competitive interest if balance falls below $1,500
  • Monthly fee of $6.00 if average balance falls below $1,500
  • No per-check charge
  • Free standard checks












Information You'll Need

When you're ready to open a personal checking account, make sure to have this information handy.

Other fees such as non-sufficient funds, overdrafts, etc. may apply. See fee schedule for details. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

*Msg/Data rates may apply. Mobile Deposit subject to approval.
**We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening.
***Up to a total of $10 for any combination of checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Person using debit card to pay for their coffee.
Saving Time and Money

Works like a check only it’s faster, easier and more convenient.

Farmers State Bank debit cards give you quick and easy access to your funds when you need it.