Person checking their savings account balance using their phone.

Compare Savings Accounts

What type of savings account is suited for you?

 
Maybe you want to maximize your earnings with higher interest rates. Or you need a flexible account that grows at a steady rate. Perhaps you want to set aside some money to make the Christmas season merrier for all. Our Blue Button Bankers are here to help.

HI-FI Investment Account

Take your savings to a higher level and earn better interest rates with larger balances. The HI-FI Investment Account is a high-yield savings option if you're accustomed to maintaining a larger balance without making frequent withdrawals.
  • Minimum opening balance of $2,500
  • Tiered interest rate rises at each of the following balances: $10,000, $50,000 and $100,000
  • Interest is compounded and credited monthly
  • Manage your account through free access to Online Banking, Mobile Banking*, SMS Text Banking*, and Telephone Banking
  • Minimum withdrawal is $500
  • Limit of 6 transfers per statement cycle to other accounts or third parties with preauthorization
  • $10 monthly fee applies if your balance falls below $2,500 or below the minimum average daily balance of $5,000

Note: Other conditions and fees may apply. The interest rates and annual percentage yields may change at any time.

*Msg/Data rates may apply. Mobile Deposit subject to approval.

Statement Savings


Start saving toward a specific goal or simply to prepare for unexpected expenses. Statement Savings is the perfect account for anyone who wants a convenient way to save money.

  • $50 opening deposit required
  • Manage your account through free access to Online Banking, Mobile Banking*, SMS Text Banking*, and Telephone Banking
  • Limit of 6 transfers per statement cycle to other accounts or third parties with preauthorization
  • Must maintain a minimum average daily balance of $100 to obtain the disclosed annual percentage yield
  • $2 monthly balance fee if balance falls below $200; fee waived if over age 62, under age 18 or are a charitable organization

Note: Other conditions and fees may apply.
The interest rates and annual percentage yields may change at any time.

*Msg/Data rates may apply. Mobile Deposit subject to approval.

Christmas Club


Put more jolly in your holidays by saving year-round for the Christmas season. It's easy to get started and you can add as much to your account whenever you'd like. You'll receive your money in the fall, just in time for holiday shopping, by check or through direct deposit to your Farmers State Bank checking or savings account.

  • Minimum initial deposit $1
  • No monthly maintenance fee
  • No minimum balance required
  • No monthly deposit minimum

Note: Other conditions and fees may apply.

The interest rates and annual percentage yields may change at any time.


















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Saving Time and Money

Works like a check only it’s faster, easier and more convenient.

Farmers State Bank debit cards give you quick and easy access to your funds when you need it.